CE.PFL.1.1.1-1.2


 * ===**Essential Standard(s)- Clarifying Objectives**===


 * Analyze the concepts and factors that enable individuals to make informed financial decisions for effective resource planning.**


 * CE.PFL.1.1** Explain how education, income, career, and life choices impact an individual’s financial plan and goals (e.g., job, wage, salary, college/university, community college, military, workforce, skill development, social security, entrepreneur, rent, mortgage, etc.).


 * CE.PFL.1.2** Explain how fiscally responsible individuals create and manage a personal budget that is inclusive of income, taxes, gross and net pay, giving, fixed and variable expenses and retirement (e.g., budget, financial plan, money management, saving and investing plan, etc.).


 * CE.PFL.1.3 ** Analyze how managing a checking and savings account contributes to financial well being (e.g., deposits withdrawals, transfers, automated transactions, fees, etc.).


 * CE.PFL.1.4 ** Summarize how debt management and creditworthiness impact an individual’s ability to become responsible consumers and borrowers (e.g., credit card management, monitoring percentage rates and personal credit reports, analyzing loan details, keeping and maintaining records, etc.).


 * CE.PFL.1.5 ** Analyze how fiscally responsible individuals save and invest to meet financial goals (e.g., investment, stock market, bonds, mutual funds, etc.).

===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Learning Target/Task Analysis**===
 * CE.PFL.1.6 ** Compare various investing strategies and tax implications for their potential to build wealth (e.g., individual stocks and bonds with investing in stock, giving, bonds, mutual funds, retirement plans, etc.). || ===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Anchor Standard/Mathematical Practice(s)**=== ||
 * ===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Information Technology Standard**=== || ===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Revised Bloom's Level of thinking**=== ||

‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**I can...**

 * Explain how education, income, career, and life choices impact an individual’s financial plan and goals. (CE.PFL.1.1)
 * Explain how fiscally responsible individuals create and manage a personal budget that is inclusive of income, taxes, gross, and net pay, giving, fixed and variable expenses and retirement. (CE.PFL.1.2)
 * I can analyze how managing a checking and savings account contributes to financial well being. (CE.PFL.1.3)
 * I can summarize how debt management and creditworthiness impact an individual’s ability to become responsible consumers and borrowers. (CE.PFL.1.4)
 * I can analyze how fiscally responsible individuals save and invest to meet financial goals. (CE.PFL.1.5)
 * I can compare various investing strategies and tax implications for their potential to build wealth. (CE.PFL.1.6)

===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Essential Vocabulary**===

===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Sample Assessments**=== ===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Differentiation**===

===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Instructional Resources**===

===‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍‍**Notes and Additional Information**===